If the Main Terms of the Agreement (as provided in this Preamble, including the interest rate) are revised, the customer will be notified thereof via SMS no later than 2 (two) months in advance, while price increase on other financial facilities will be communicated via SMS no later than 1 (one) month in advance. Your deposit is insured under the Deposit Insurance System in compliance with the Law of Georgia on Deposit Insurance System.

Currency rate fluctuation might considerably reduce the interest expressed in GEL.

The deposit in the foreign currency puts the customer before significant risk.

The Depositor shall be entitled to terminate the Agreement early.

Note : already withdrawn interest will be deducted from the principal amount. Anyway, the accrued interest will be 4% less than envisaged for the term the funds have actually been locked up in the deposit account from the date of opening until its closure, but no less than annual 0.50%. GEL - If a deposit is cancelled within 3 (three) months of opening, the interest will be paid at the rate of annual 0.5%.In the case of early termination of the deposit, different interest rates shall apply: If the deposit is cancelled after 1 (one) month from the date of opening, the withdrawal charge will be 0%. If the deposit is cancelled within 1 (one) month from the date of opening, the withdrawal charge will be 0.2% GEL 0.25% USD/EUR/GBP of the deposit amount.You can open a Term Deposit for a period of 3 to 24 months.Adding extra amounts to Term Deposits is not allowed.The minimum balance for Term Deposits is 100 GEL/USD/EUR/GBP.

Account opening and transactions are free of charge.

Type of deposit interest rate : Fixed interest rate.

Fixed term deposit rates us banks